Everything small business owners and their advisors need to know about offering health insurance. An unbiased resource on cost estimates, tax savings, coverage options, legal rights, and more.

	So you’re thinking about buying health coverage for your business, but you’re not sure if it’s the right decision. Here you can find clear, independent information on whether group coverage is a realistic option. If you’ve decided that insurance is right for you, we help you get the job done here. Step-by-step you’ll get organized, find plans that are best for you, read tips on working with a broker, negotiating the deal, and implementing the plan.

	Select a topic for answers to specific questions and useful links to other resources. Benefits, Providers, and Costs Benefits of Providing Coverage Cost-Sharing Choice of Providers More… Purchasing Coverage Plan Value: Balancing Benefits and Costs Budgeting and Cash Flow Brokers More… Coverage Types Preferred Provider Organizations (PPOs) Health Maintenance Organizations (HMOs) Health Savings Accounts (HSAs) More… Laws and Rights Rights and Rules for Small Employers Tax Implications Guaranteed Issue and Renewal More… Eligibility and Enrollment Coverage Rules vs. Options Eligible Employees and Dependents Enrollment Options and Procedures More… Other Resources Tax and Business Resources Insurer Rating Companies Health Savings Accounts More…