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When considering various plans, an important issue to consider is how important a choice of providers is to you and your employees. Employees who have established relationships with doctors may not want to be forced to choose a new one. This is particularly true for older people and families.
Health plans can vary a great deal in exactly which providers, hospitals and medical groups are available to plan participants. Decide early on how important this issue is to you.
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Keep in mind that purchasing alliances offer plans that allow employees to choose from multiple provider networks. In this way, a purchasing alliance may help a small group obtain coverage with access to the providers that most, if not all, participants want.
Other documents in the Benefits, Providers, and Costs section:


