The NY State of Health is a fast, simple way to apply for affordable health coverage be you an individual consumer or a small business. Take a look:
- Qualified Health Plans (QHPs) – These are licensed, commercial health plans that approved by The Marketplace offering comprehensive coverage, follow limits on out-of-pocket expenses (such as co-payments, out-of-pocket maximums and deductibles) and meet other requirements.
- Cost Sharing Reductions – Reduce out-of-pocket costs such as deductibles, co-payments and co-insurance.
- Medicaid and Child Health Plus – Public insurance programs that are more affordable to accommodate low-income individuals and families and low to middle income children.
- Advance Premium Tax Credits – Reduces the cost of monthly health insurance premiums.
- Small Business Marketplace – Can compare basic information on premiums, plans, deductibles, co-pays, and coverage information for small businesses and their employees.
Soon after the Affordable Care Act was passed, New York enacted legislation in April 2012 under Executive Order #42 to implement provisions of the law by creating its health insurance marketplace–what is now known as NY State of Health. Click below to learn more about New York’s marketplace and other information about obtaining health insurance in the Empire State.