This tool leads you through a few quick questions that can help you determine the type of plan best suited to your business situation. Based on your responses, it will suggest a type of plan and give the approximate costs for that type of plan. For a side-by-side comparison of plan options, see the Plan Type Comparison Chart in the tool box.
Q:
How important is the cost of the health plan premium to your business?
Extremely Important You want the absolute lowest-cost health plan possible, even though the benefits may be limited and employees might face high out-of-pocket costs.
Very Important You want a plan with comprehensive benefits but need to keep the premium relatively low, even if your employees have to pay more out-of-pocket.
Important You want a plan with comprehensive benefits, plus you need to protect your employees from high deductibles or copayments. This may result in a higher monthly premium.
