New Website Walks California Entrepreneurs Through Ins and Outs of Covered California’s Small Business Insurance Marketplace

Small Business Majority launches the California Health Coverage Guide to help entrepreneurs navigate the enrollment process through Covered California’s SHOP marketplace

Small Business Majority today launched the California Health Coverage Guide, a new website that walks California small business owners through Covered California’s small business marketplace and provides resources that will help them begin the enrollment process.

The California Health Coverage Guide helps small business owners learn about Covered California’s SHOP portal and walks them through the complex terminology and options of the marketplace. It details who’s eligible for coverage, how to choose a health plan, how to enroll and enroll your employees and what the marketplace provides. It also answers questions about the Affordable Care Act and California’s health insurance market in general.

In addition, the Guide provides contact information for Small Business Majority’s small business health insurance experts if entrepreneurs have questions that aren’t addressed on the website.

“There continues to be tremendous confusion around California’s new insurance marketplace, especially for small business owners,” said David Chase, Small Business Majority’s California Director. “This website is exclusively for small business owners looking to get information about the marketplace, clear up any confusion they have and find out how they can enroll in Covered California today.”

The new health insurance marketplace is the most important component of the Affordable Care Act for small businesses. For the first time ever, small businesses with fewer than 50 employees are able to band together when buying coverage—giving them the kind of purchasing clout large businesses enjoy. It also offers businesses more competitive choices, which can help lower premium costs. With online enrollment now available, Covered California serves as a one-stop shop where entrepreneurs can more easily find the right plan for their employees and themselves.

Visit the website at http://healthcoverageguide.org/states/california/

 

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About Small Business Majority

Small Business Majority is a national small business advocacy organization, founded and run by small business owners, to support America’s 28 million small businesses. We conduct extensive opinion and economic research and work with our rapidly growing network of small business owners across the country to ensure their voices are an integral part of the public policy debate. Learn more about us on Wikipedia and follow us on Twitter and Facebook.

Covered California SHOP Exchange to Offer Small Employers Good Selection and Competitive Rates

Statement from John Arensmeyer, Founder & CEO of Small Business Majority, on Covered California’s announcement of the participating carriers and plan rates for California’s SHOP Exchange

Today’s announcement that six carriers will participate in the small business portion of California’s health insurance marketplace, Covered California, is good news for Golden State entrepreneurs. They will offer plans whose rates are comparable to or less than 2013 small-group market rates. In order for California to have an affordable and healthy marketplace, there needs to be many choices and robust competition between carriers. This is a great step in that direction.

California’s health insurance exchange—a cornerstone of the law for small employers— will be a one-stop shop where our entrepreneurs can find the right health insurance policy for their needs and budget. It will allow small businesses to pool their buying power to help drive down coverage costs. Small employers that do offer coverage will also be eligible for a tax credit of up to 50 percent of their premiums through Covered California. Additionally, a critical provision for small businesses in 2014 known as employee choice will also be included, which allows small business workers to choose from a number of plans from different insurance carriers, while the employer pays just one bill. We know from our polling that California small businesses strongly support this provision.

Now that the carriers and rates for plans in California’s SHOP exchange have been announced, our state’s small business owners can compare plans and decide which ones meet their needs. The exchange is set open in 2014, with open enrollment beginning this fall. We now know California small businesses will have robust, affordable options in the exchange. It’s time to take this opportunity and educate our state’s entrepreneurs on how the exchange will work and the healthcare law could help them.

About Small Business MajoritySmall Business Majority is a national nonpartisan small business advocacy organization founded and run by small business owners and focused on solving the biggest problems facing America’s 28 million small businesses. We conduct extensive opinion and economic research and work with small business owners, policy experts and elected officials nationwide to bring small business voices to the public policy table. Learn more about us on Wikipedia and follow us on Twitter and Facebook.  

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