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You are here: Home » Reference Guide » Coverage Types

Coverage Types

HMO, PPO, POS, HSA? Get help deciphering the alphabet soup of coverage types here. Key distinctions between group and individual coverage are also described.

  • Alternatives to Offering Group Coverage
  • Group Coverage
  • Health Maintenance Organizations (HMOs)
  • Health Savings Accounts (HSAs)
  • Individual Coverage
  • Plan Characteristics and Types
  • Point-of-Service Plan (POS)
  • Preferred Provider Organizations (PPOs)
  • Public or Subsidized Health Insurance
  • Tiered Hospital Benefits
  • Health Reimbursement Arrangements
  • Plans Offered Under the Health Insurance Exchanges

In this section

  • Reference Guide
    • Benefits, Providers, and Costs
    • Coverage Types
    • Eligibility and Enrollment
    • Purchasing Coverage
    • Laws and Rights
    • Real Questions, Real Answers
    • Other Resources

Helpful Tools

Downloads

  • Employee Census Data
  • Action Plan Checklist
  • Affidavit of Domestic Partnership

Charts

  • Average Hospital Charges
  • Summary of Coverage Rules vs. Options
  • Plan Type Comparison
  • How Are Deductibles Applied?
  • In-Network vs. Out-of-Network Costs Comparison
  • Insured vs. Uninsured Costs Comparison

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