A main concern for people wanting health insurance is the cost. Individuals seeking health coverage may be eligible to receive to receive financial assistance:
- Medi-Cal assistance: California has expanded the Medicaid program (called Medi-Cal in California) to cover people under age 65, including people with disabilities, with income of less than $15,856 for a single individual and $32,499 for a family of four. This coverage was expanded through the Affordable Care Act and will be free for those who qualify.
- Premium assistance: For individuals and families that meet certain income requirements and lack affordable health insurance from a government program or their employer, premium assistance is an option from the federal government to help lower the cost of health coverage. Enrolling in a health insurance plan through Covered California will guarantee that premium assistance can be immediately applied, lowering the amount you pay each month.
- Cost-sharing subsidies: Cost-sharing subsidies reduce the out-of-pocket amount of health care expenses an individual or family has to pay, including copayments for health care services or other fees when receiving services.
In order to help you enroll and find the best health plan and coverage options, Covered California will offer assistance in multiple languages to ease and alleviate the process of finding affordable coverage.